Bridging Income with Social Security

Social Security is one of the more complex tools in your financial toolbox. On the surface it appears fairly simple. Contribute to the program automatically while you are working and later receive payments which are designed to keep pace with the cost of living. For many, these payments will provide a major portion of their retirement income. Including the value of Social Security payments in your asset allocation can help insulate you from longevity risk. 

One of the value added services I provide to clients is a complete Social Security projection which analyzes the impact of Social Security choices before retirement, and incorporates the value of those benefits when allocating assets to provide sustainable retirement income. 

Choosing when to draw Social Security is an individual decision based upon your personal circumstances. Get the facts before making one of the most important decisions of your lifetime.